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Essential repairs
Roofing, plumbing, electrical, HVAC, and other critical work.
Home improvement loans
Build the home you want.
Finance eligible repairs, upgrades, or renovations with a payment you can plan for.
Build a realistic plan
Plan the project. Plan the payment.
Get written estimates, set priorities, and leave room for cost changes.
Project checklist
- Set the scope
- Compare contractors
- Check permits and insurance
- Plan for surprises
- Fit payments to your budget
Project types
From must-fix to want-next.
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Functional upgrades
Accessibility, efficiency, storage, safety, and layout upgrades.
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Renovations
Remodeling supported by a clear budget and repayment plan.
Keep financing separate.
Contractor quotes do not set loan terms. Review every disclosure before relying on financing.
Avoid guarantees, advance fees, and pressure. Verify contractors and financing independently.
Consider alternatives
Compare savings, a phased project, secured credit, insurance, and assistance programs.
Ready to get started?
Apply directly. Review the full terms if approved.