1. Agreement to these Terms
By accessing this website or submitting information through it, you agree to these Terms & Conditions and our Privacy Policy and E-Sign Consent. If you do not agree, do not use the website.
2. What this website does
Private Lending Group is a direct lender. This website allows consumers to submit a personal-loan application directly to us for verification, underwriting, and a credit decision where we are authorized to lend.
If we approve an application, Private Lending Group will provide the applicable federal and state disclosures and loan agreement. Review the APR, finance charge, amount financed, fees, payment schedule, total of payments, and all other terms before accepting.
3. Your information and eligibility
You must be at least 18 years old and legally able to enter into agreements. You agree that information you submit is accurate, current, and your own. You may not impersonate another person or submit information without authorization.
Submitting the form is a request for credit to Private Lending Group. It does not guarantee approval or any particular terms. We evaluate applications under our underwriting criteria and applicable law.
4. Communications and SMS terms
If you provide contact information and agree to the applicable disclosure, you authorize Private Lending Group to contact you about your application and related loan servicing. Communications may include recurring calls, texts, or emails and may use automated technology, prerecorded messages, or artificial-intelligence-generated voice where permitted.
- Message frequency varies. Message and data rates may apply.
- Consent to marketing is not a condition of purchase.
- Reply STOP to a text to opt out and HELP for help.
- You may email [email protected] for support.
Your mobile opt-in information will not be sold or shared with third parties or affiliates for their own marketing or promotional purposes. Information may be shared with service providers that help deliver the communications you requested, subject to appropriate restrictions.
5. Service providers and external websites
We may use contracted service providers for identity or income verification, fraud prevention, communications, application processing, credit reporting, funding, payment processing, servicing, professional services, and security, subject to applicable law and contractual safeguards. External links are provided for convenience and do not imply endorsement.
6. Acceptable use
You may use this website only for lawful, personal purposes. You may not interfere with its operation; attempt unauthorized access; introduce malicious code; scrape, copy, or reverse engineer the service; misrepresent your identity; or use the website to violate another person’s rights.
7. Intellectual property
The website’s design, text, graphics, logos, and other content are owned by or licensed to Private Lending Group and are protected by applicable intellectual-property laws. No rights are granted except the limited right to use the website under these Terms.
8. Disclaimers
The website and its content are provided “as is” and “as available.” To the fullest extent permitted by law, Private Lending Group disclaims implied warranties, including merchantability, fitness for a particular purpose, noninfringement, and uninterrupted or error-free operation. General information on this website is not financial, legal, tax, or credit advice.
9. Limitation of liability
To the fullest extent permitted by law, Private Lending Group and its affiliates, officers, employees, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost data, revenue, profits, or opportunities arising from use of the website, application process, or loan account. Rights that cannot legally be limited remain unaffected.
10. Changes, suspension, and severability
We may update these Terms, modify the website, or suspend access at any time. Changes are effective when posted with a revised effective date. If any provision is unenforceable, the remaining provisions continue in effect. Failure to enforce a provision is not a waiver.
11. Applicable law
These Terms are governed by applicable federal law and the law that applies to the relevant transaction and parties, without limiting any non-waivable consumer rights.
12. Equal credit opportunity
Private Lending Group considers credit applications without regard to race, color, religion, national origin, sex, marital status, age (provided the applicant has capacity to contract), receipt of public-assistance income, or good-faith exercise of rights under the Consumer Credit Protection Act.
13. Contact
Questions about these Terms may be sent to [email protected].
Keep a copy of these Terms for your records.