1. Your consent
By affirmatively consenting, you agree that Private Lending Group may provide records electronically and that your electronic signature has the same legal effect as a handwritten signature, to the extent permitted by law. Records may include application disclosures, requests for information, adverse-action or incomplete-application notices, privacy notices, Truth in Lending disclosures, promissory notes, payment authorizations, account statements, servicing notices, and other documents relating to your application or loan.
2. Hardware and software requirements
You must have an internet-connected device; a current browser capable of displaying HTML and PDF files; an active email address and, for text delivery, a capable mobile device; sufficient electronic storage; and software that can open and retain PDF documents. If these requirements change materially, we will provide notice and obtain new consent when required.
3. Paper copies and withdrawal
You may request a paper copy of an electronic record or withdraw this consent by emailing [email protected]. Include your name, contact information, the records requested, and whether you are withdrawing consent. Any applicable fee for paper copies will be disclosed before it is charged and will not exceed the amount permitted by law.
4. Updating contact information
You agree to keep your email address, mobile number, and other contact information current. Send changes to [email protected].
5. Retaining records
You may print or download records when displayed and should retain copies for your files. Your consent applies to this application and, if credit is extended, to the resulting loan relationship, unless withdrawn or otherwise limited by law.
6. Acknowledgment
By selecting the consent checkbox or otherwise electronically signing, you confirm that you can access and retain electronic records, have reviewed this consent, and agree to conduct the transaction electronically.